Disasters + Preparedness Insurance

Recouping from a tornado

Recouping from a tornado

Recouping from a tornado


Securing on your own and also your household

Keep calm. Stay in your shelter until after the storm mores than.
Inspect people around you for injuries. Begin first aid or look for aid if required.
When you go outside, look out for downed power lines.

Protecting your building

Make short-lived repair services to prevent more loss from rainfall, wind, or robbery. These costs are reimbursable under most policies so keep the receipts.

Maintain receipts for added living costs such as short-term real estate. These costs are reimbursable under a lot of plans so maintain the receipts.

Make a breakdown of all damaged or ruined personal property. Do not toss out damaged property up until you have met with an insurer.

Check energy lines and devices for damage. If you smell gas, open up the windows and shut off the major shutoff. Don’t activate lights or appliances until the gas has dissipated. If electrical cables are shorting out, turn off the power.

Do not be hurried right into authorizing fixing contracts. Handle credible professionals. If you’re unclear regarding a service provider’s qualifications, call your insurance claims adjuster, Better Business Bureau, or Chamber of Business for references. Ensure the contractor you hire is an experienced out-of-commission job – not simply a new building. Ensure repayment terms as well as consult your representative or adjuster before you authorize any type of agreement.

Alert your insurance coverage representative or firm agent as soon as possible. If you have abandoned the properties, make sure your agent understands where to call you.

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